New year, new goals! Today I’ve got 5 annual budget categories that you should be looking at each year. Each January, we sit down and re-evaluate our budget and our overall finances. This is a key step in helping us reach our goals! There are a surprising number of things that need to be adjusted annually. In fact, we can usually cut our budget just a little bit each year and then put that towards our savings! Many people don’t check in on important budget categories, like retirement. They also don’t think about how possible it is to negotiate their bills down. So, today I’m going to share our annual…