Budget Tips
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Why Credit Cards Can Be Good For Your Budget
Many financial experts, particularly those who favor the cash-only budget, (check out my thoughts on that topic here) suggest that credit cards are very bad for budgeters and recommend against them. Those who are new to budgeting think that the first step to budgeting is to cut the cord with the credit cards. However, in my experience, I’ve found that credit cards have done wonders for our overall finances…but only if you know how to use them. Need a great way to track those credit card bills? We use this awesome bill tracker to make sure that payment gets made! Download your FREE printable here! Want something a little more…
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Reduce Energy Use in Your Home
Taking the time to reduce energy usage in your home is very easy. I’ve found that in the realm of reducing bills, reducing energy is a great way. There are some pretty simple habits that you can start to help yourself reduce that energy bill! Short-Term Habits Get a humidifier: Humidifiers are so important in the winter! The drier it is, the more uncomfortable you will be. They also work wonders for sore throats and preventing sickness. We run ours only at night right by our bed. This humidifier from Amazon is awesome. 12-24 hour run time, plus it’s quiet. Bundle up & use nature: Blankets, sweaters, and other warm…
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Why Savings Challenges Don’t Work
Savings Challenges don’t work…for me. Let’s be real. If you’re like me, you spend a lot of time browsing Pinterest for money saving tips, budgeting hacks, lifestyle changes, and more. Every once in a while I stumble upon a savings challenge that claims that if you follow their monthly amounts, you’ll “save 1,000 this year”. It looks great! Who couldn’t use an extra $1,000? I know I could. But it won’t work. Now, before I get into the “why”, I want to make it clear that these challenges are not all bad. Anything that motivates you to save is a good idea, and maybe this will be a step in…
